SPYU vs VTI
MAX S&P 500 4X Leveraged ETN vs Vanguard Morningstar Total Stock Market ETF
Which is better, SPYU or VTI?
SPYU has been ahead.
SPYU led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPYU | VTI |
|---|---|---|
| Expense Ratio | - | 0.03% |
| AUM | $567M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | - | 3,524 |
| YTD Return | +24.74%Best | +13.02% |
| 1Y Return | +32.09%Best | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 49.1% | 11.9%Best |
| Max Drawdown | -62.3% | -19.3%Best |
| $10,000 over 2.9 years | $28,049Best | $17,394 |
| Fund Family | BMO Capital Markets | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 4, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 5, 2023 to Oct 14, 2026 (2.9 years).
SPYU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
SPYU vs VTI Performance
MAX S&P 500 4X Leveraged ETN (SPYU) is an ETF from BMO Capital Markets and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPYU returned +32.09% while VTI returned +16.63%. Year to date, SPYU is up 24.74% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPYU has been the more volatile fund, with annualized monthly volatility of 49.1% compared with 11.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -62.3% for SPYU and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
You are not choosing between two funds in isolation.
Whichever of SPYU and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, SPYU or VTI?
Over the past year SPYU returned +32.09% vs +16.63% for VTI, so SPYU leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPYU or VTI?
SPYU has been the more volatile fund at 49.1% annualized versus 11.9% for VTI. Worst drawdown: SPYU -62.3% vs VTI -19.3%.
Should I hold both SPYU and VTI?
SPYU and VTI have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, SPYU or VTI?
SPYU yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than SPYU?
SPYU led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. Which one suits a particular account depends on what it is for. This is information, not a recommendation.