VTI vs WBIF
Vanguard Morningstar Total Stock Market ETF vs WBI BullBear Value 3000 ETF
Which is better, VTI or WBIF?
Large Cap Blend against Large Cap Value.
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, WBIF over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WBIF |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.65% |
| AUM | $689.2B | $23M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 3,524 | 152 |
| YTD Return | +13.48% | +16.87%Best |
| 1Y Return | +16.55% | +17.22%Best |
| 3Y Return (annualized) | +22.11%Best | +10.98% |
| 5Y Return (annualized) | +11.95%Best | +4.30% |
| Volatility (annualized) | 15.2% | 12.2%Best |
| Max Drawdown | -35.0% | -20.3%Best |
| $10,000 over 5 years | $17,584Best | $12,343 |
| Fund Family | Vanguard (US) | WBI Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 24, 2001 | Aug 25, 2014 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 27, 2014 to Oct 15, 2026 (12.1 years).
VTI vs WBIF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.1 years both funds cover.
VTI vs WBIF Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and WBI BullBear Value 3000 ETF (WBIF) is an ETF from WBI Investments. Over the past year VTI returned +16.55% while WBIF returned +17.22%. Year to date, VTI is up 13.48% versus a gain of 16.87% for WBIF.
Over three years, VTI compounded at +22.11% per year against +10.98% for WBIF; over five years the annualized figures are +11.95% and +4.30% respectively. Across the full 12-year window we track, VTI has the edge at +11.99% annualized vs +4.05%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 12.2% for WBIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for VTI and -20.3% for WBIF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WBIF charges 1.65%. On a $10,000 position that is $3 vs $165 annually, a gap of $162 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.00% for WBIF.
Holdings Overlap
At least 6.3% of VTI's money is in holdings WBIF also owns.
Stated as a floor: for WBIF, our book for it covers 83.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and WBIF share little of their money.
58 positions in common, counted across the 3,441 positions we hold weights for in VTI and 62 in WBIF, against full books of 3,524 and 152.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WBIF | Difference |
|---|---|---|---|
| HPQHP Inc | 0.04% | 2.74% | 2.70% |
| PEGAPegasystems, Inc. | 0.00% | 2.75% | 2.75% |
| ROSTRoss Stores, Inc. | 0.10% | 2.47% | 2.37% |
| XOMExxonmobil Holdings Corp Common Stock Usd | 0.90% | 1.51% | 0.61% |
| BALLBall Corp | 0.02% | 2.38% | 2.36% |
| TWTradeweb Markets Inc | 0.02% | 2.30% | 2.28% |
| VVisa Inc Class A | 0.85% | 1.46% | 0.61% |
| COFCapital One Financial Corp. | 0.18% | 2.12% | 1.94% |
| IBKRInteractive Brokers Group Inc | 0.06% | 2.18% | 2.12% |
| MAMastercard Inc | 0.63% | 1.44% | 0.81% |
You are not choosing between two funds in isolation.
Whichever of VTI and WBIF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WBIF?
VTI has an expense ratio of 0.03% while WBIF charges 1.65%. VTI is the cheaper option, by $162 a year on a $10,000 investment.
Which performed better, VTI or WBIF?
Over the past year VTI returned +16.55% vs +17.22% for WBIF, so WBIF leads on 1-year performance. Over the longest common window we track (12 years), VTI annualized +11.99% vs +4.05% for WBIF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WBIF?
VTI has been the more volatile fund at 15.2% annualized versus 12.2% for WBIF. Worst drawdown: VTI -35.0% vs WBIF -20.3%.
Should I hold both VTI and WBIF?
VTI and WBIF have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WBIF?
At least 6.3% of VTI's money is in holdings WBIF also owns. Our book for WBIF is partial, so the real figure is this or higher. They hold 58 positions in common, counted across the 3,441 positions we hold weights for in VTI and 62 in WBIF.
Which pays a higher dividend, VTI or WBIF?
VTI yields 1.06% while WBIF yields 0.00%, so VTI currently pays the higher dividend yield.
Is WBIF better than VTI?
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, WBIF over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.