VTI vs WBIY
Vanguard Morningstar Total Stock Market ETF vs WBI Power Factor High Dividend ETF
Which is better, VTI or WBIY?
Large Cap Blend against Mid Cap Value.
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, WBIY over 1Y. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 48.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WBIY |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.97% |
| AUM | $689.2B | $59M |
| Dividend Yield | 1.06% | 4.07% |
| Holdings | 3,524 | 51 |
| YTD Return | +13.02%Best | +11.81% |
| 1Y Return | +16.63% | +18.33%Best |
| 3Y Return (annualized) | +21.97%Best | +16.78% |
| 5Y Return (annualized) | +11.99%Best | +9.74% |
| Volatility (annualized) | 15.9%Best | 21.7% |
| Max Drawdown | -35.0%Best | -52.1% |
| $10,000 over 5 years | $17,616Best | $15,916 |
| Top 10 Weight | 33.5%Best | 48.0% |
| Fund Family | Vanguard (US) | WBI Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Value |
| Inception | May 24, 2001 | Dec 19, 2016 |
Volatility and max drawdown are measured over the window both funds cover: Dec 22, 2016 to Oct 14, 2026 (9.8 years).
VTI vs WBIY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.8 years both funds cover.
VTI vs WBIY Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and WBI Power Factor High Dividend ETF (WBIY) is an ETF from WBI Investments. Over the past year VTI returned +16.63% while WBIY returned +18.33%. Year to date, VTI is up 13.02% versus a gain of 11.81% for WBIY.
Over three years, VTI compounded at +21.97% per year against +16.78% for WBIY; over five years the annualized figures are +11.99% and +9.74% respectively. Across the full 10-year window we track, VTI has the edge at +13.65% annualized vs +6.31%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WBIY has been the more volatile fund, with annualized monthly volatility of 21.7% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for VTI and -52.1% for WBIY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WBIY charges 0.97%. On a $10,000 position that is $3 vs $97 annually, a gap of $94 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 4.07% for WBIY.
Holdings Overlap
2.4% of VTI's money is in holdings WBIY also owns. 94.4% of WBIY's money is in holdings VTI also owns.
Most of WBIY is already inside VTI. Owning both mostly buys the same companies twice.
47 positions in common, counted across the 3,441 positions we hold weights for in VTI and 50 in WBIY, against full books of 3,524 and 51.
What only one of them owns
Our book lists 2 positions for WBIY that do not appear in our book for VTI (4.3% of the fund), and 1,123 for VTI that do not appear in WBIY (95.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WBIY | Difference |
|---|---|---|---|
| TAt&t Inc Com | 0.24% | 5.65% | 5.41% |
| PFEPfizer, Inc. | 0.22% | 5.51% | 5.29% |
| VZVerizon Wireless | 0.25% | 5.47% | 5.22% |
| HPQH P Inc. | 0.04% | 4.93% | 4.89% |
| MOAltria Group Inc. | 0.15% | 4.78% | 4.63% |
| PEPPepsico Inc. | 0.26% | 4.61% | 4.35% |
| CMCSAComcast Corp. Class A | 0.13% | 4.60% | 4.47% |
| NXSTNexstar Media Group Inc | 0.01% | 4.52% | 4.51% |
| UPSUnited Parcel Service, Inc | 0.11% | 4.10% | 3.99% |
| OWLBlue Owl Capital, Inc. Class A | 0.01% | 3.78% | 3.77% |
94.4% of WBIY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WBIY?
VTI has an expense ratio of 0.03% while WBIY charges 0.97%. VTI is the cheaper option, by $94 a year on a $10,000 investment.
Which performed better, VTI or WBIY?
Over the past year VTI returned +16.63% vs +18.33% for WBIY, so WBIY leads on 1-year performance. Over the longest common window we track (10 years), VTI annualized +13.65% vs +6.31% for WBIY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WBIY?
WBIY has been the more volatile fund at 21.7% annualized versus 15.9% for VTI. Worst drawdown: VTI -35.0% vs WBIY -52.1%.
Should I hold both VTI and WBIY?
VTI and WBIY have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WBIY?
94.4% of WBIY's money is in holdings VTI also owns. 94.4% of WBIY's is in holdings VTI also owns. They hold 47 positions in common, counted across the 3,441 positions we hold weights for in VTI and 50 in WBIY.
Which pays a higher dividend, VTI or WBIY?
VTI yields 1.06% while WBIY yields 4.07%, so WBIY currently pays the higher dividend yield.
Is WBIY better than VTI?
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, WBIY over 1Y. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 48.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.