VTI vs ZINC
Vanguard Morningstar Total Stock Market ETF vs Zacks Income ETF
Which is better, VTI or ZINC?
Large Cap Blend against All Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 33.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZINC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.55% |
| AUM | $689.2B | $9M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 3,524 | 54 |
| YTD Return | +13.02%Best | +2.84% |
| 1Y Return | +16.63% | - |
| 3Y Return (annualized) | +21.97% | - |
| 5Y Return (annualized) | +11.99% | - |
| Top 10 Weight | 33.5%Best | 33.9% |
| Fund Family | Vanguard (US) | Zacks |
| Category | Equity | Equity |
| Style | Large Cap Blend | All Cap Blend |
| Inception | May 24, 2001 | Jun 2, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs ZINC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs ZINC Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Zacks Income ETF (ZINC) is an ETF from Zacks. Year to date, VTI is up 13.02% versus a gain of 2.84% for ZINC.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while ZINC charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.00% for ZINC.
Holdings Overlap
6.4% of VTI's money is in holdings ZINC also owns. 93.0% of ZINC's money is in holdings VTI also owns.
Most of ZINC is already inside VTI. Owning both mostly buys the same companies twice.
56 positions in common, counted across the 3,441 positions we hold weights for in VTI and 57 in ZINC, against full books of 3,524 and 54.
What only one of them owns
Measured across the 3,441 and 57 positions we hold weights for.
VTI holds 1,103 positions ZINC does not, 91.2% of the fund.
Largest: NVDA 6.88%, AAPL 6.30%, MSFT 5.11%, AMZN 3.41%, GOOGL 2.70%
Top Shared Holdings
| Stock | Weight in VTI | Weight in ZINC | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 1.29% | 4.19% | 2.90% |
| MOAltria Group Inc | 0.15% | 4.63% | 4.48% |
| CVXChevron Corp | 0.53% | 3.41% | 2.88% |
| VLOValero Energy | 0.14% | 3.51% | 3.37% |
| UNMUnum Group | 0.02% | 3.07% | 3.05% |
| STXSeagate Technolo | 0.25% | 2.83% | 2.58% |
| TROWT Rowe Price Grp | 0.03% | 2.96% | 2.93% |
| PNWPinnacle West Corp | 0.02% | 2.94% | 2.92% |
| UBSIUnited Bankshares Inc/Wv | 0.01% | 2.77% | 2.76% |
| FITBFifth Third Bancorp | 0.07% | 2.64% | 2.57% |
93.0% of ZINC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZINC?
VTI has an expense ratio of 0.03% while ZINC charges 0.55%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
What is the holdings overlap between VTI and ZINC?
93.0% of ZINC's money is in holdings VTI also owns. 93.0% of ZINC's is in holdings VTI also owns. They hold 56 positions in common, counted across the 3,441 positions we hold weights for in VTI and 57 in ZINC.
Which pays a higher dividend, VTI or ZINC?
VTI yields 1.06% while ZINC yields 0.00%, so VTI currently pays the higher dividend yield.
Is ZINC better than VTI?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 33.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.