AIUP vs QQQ
FINQ FIRST US Large Cap AI-Managed Equity ETF vs Invesco QQQ Trust, Series 1
Which is better, AIUP or QQQ?
Large Cap Blend against Large Cap Growth.
QQQ has a lower expense ratio. QQQ is less concentrated, with 46.7% of the fund in its ten largest positions against 76.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIUP | QQQ |
|---|---|---|
| Expense Ratio | 0.70% | 0.18%Best |
| AUM | $5M | $506.1B |
| Dividend Yield | 0.00% | 0.42% |
| Holdings | 34 | 321 |
| YTD Return | +20.81%Best | +19.30% |
| 1Y Return | - | +22.47% |
| 3Y Return (annualized) | - | +26.18% |
| 5Y Return (annualized) | - | +15.42% |
| Top 10 Weight | 76.8% | 46.7%Best |
| Fund Family | FINQ AI, LLC | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | Feb 5, 2026 | Mar 10, 1999 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
AIUP vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AIUP vs QQQ Performance
FINQ FIRST US Large Cap AI-Managed Equity ETF (AIUP) is an ETF from FINQ AI, LLC and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Year to date, AIUP is up 20.81% versus a gain of 19.30% for QQQ.
Past performance does not guarantee future results.
Fees and Cost Over Time
AIUP charges 0.70% per year while QQQ charges 0.18%. On a $10,000 position that is $70 vs $18 annually, a gap of $52 per year that compounds over a long holding period. On income, AIUP currently yields 0.00% against 0.42% for QQQ.
Holdings Overlap
70.4% of AIUP's money is in holdings QQQ also owns. 36.8% of QQQ's money is in holdings AIUP also owns.
Most of AIUP is already inside QQQ. Owning both mostly buys the same companies twice.
11 positions in common, counted across the 16 positions we hold weights for in AIUP and 101 in QQQ, against full books of 34 and 321.
What only one of them owns
Our book lists 82 positions for QQQ that do not appear in our book for AIUP (59.5% of the fund), and 5 for AIUP that do not appear in QQQ (29.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AIUP | Weight in QQQ | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 14.86% | 5.02% | 9.84% |
| METAMeta Platforms Inc | 14.58% | 3.26% | 11.32% |
| NVDANvidia Corp | 4.50% | 8.33% | 3.83% |
| MSFTMicrosoft Corp | 4.52% | 5.76% | 1.24% |
| AMDAdvanced Micro Devices Inc | 4.50% | 4.17% | 0.33% |
| AMZNAmazon.Com Inc | 4.50% | 4.07% | 0.43% |
| GOOGLAlphabet Inc | 4.46% | 3.05% | 1.41% |
| PANWPalo Alto Networks, Inc | 4.62% | 1.35% | 3.27% |
| STXSeagate Technolo | 4.68% | 0.87% | 3.81% |
| FTNTFortinet Inc | 4.57% | 0.55% | 4.02% |
70.4% of AIUP is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIUP or QQQ?
AIUP has an expense ratio of 0.70% while QQQ charges 0.18%. QQQ is the cheaper option, by $52 a year on a $10,000 investment.
What is the holdings overlap between AIUP and QQQ?
70.4% of AIUP's money is in holdings QQQ also owns. 36.8% of QQQ's is in holdings AIUP also owns. They hold 11 positions in common, counted across the 16 positions we hold weights for in AIUP and 101 in QQQ.
Which pays a higher dividend, AIUP or QQQ?
AIUP yields 0.00% while QQQ yields 0.42%, so QQQ currently pays the higher dividend yield.
Is QQQ better than AIUP?
QQQ has a lower expense ratio. QQQ is less concentrated, with 46.7% of the fund in its ten largest positions against 76.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.