AIUP vs VOO
FINQ FIRST US Large Cap AI-Managed Equity ETF vs Vanguard S&P 500 ETF
Which is better, AIUP or VOO?
VOO costs less.
VOO has a lower expense ratio. VOO is less concentrated, with 37.9% of the fund in its ten largest positions against 76.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIUP | VOO |
|---|---|---|
| Expense Ratio | 0.70% | 0.03%Best |
| AUM | $5M | $1.0T |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 34 | 506 |
| YTD Return | +20.81%Best | +13.57% |
| 1Y Return | - | +17.55% |
| 3Y Return (annualized) | - | +22.46% |
| 5Y Return (annualized) | - | +13.28% |
| Top 10 Weight | 76.8% | 37.9%Best |
| Fund Family | FINQ AI, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Feb 5, 2026 | Sep 7, 2010 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
AIUP vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AIUP vs VOO Performance
FINQ FIRST US Large Cap AI-Managed Equity ETF (AIUP) is an ETF from FINQ AI, LLC and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, AIUP is up 20.81% versus a gain of 13.57% for VOO.
Past performance does not guarantee future results.
Fees and Cost Over Time
AIUP charges 0.70% per year while VOO charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, AIUP currently yields 0.00% against 1.06% for VOO.
Holdings Overlap
99.1% of AIUP's money is in holdings VOO also owns. 27.5% of VOO's money is in holdings AIUP also owns.
Most of AIUP is already inside VOO. Owning both mostly buys the same companies twice.
15 positions in common, counted across the 16 positions we hold weights for in AIUP and 504 in VOO, against full books of 34 and 506.
What only one of them owns
Our book lists 484 positions for VOO that do not appear in our book for AIUP (72.3% of the fund), and 1 for AIUP that do not appear in VOO (0.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AIUP | Weight in VOO | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 14.86% | 1.64% | 13.22% |
| METAMeta Platforms Inc | 14.58% | 1.90% | 12.68% |
| SNDKVSandisk Corp. | 15.15% | 0.35% | 14.80% |
| NVDANvidia Corp | 4.50% | 8.09% | 3.59% |
| MSFTMicrosoft Corp | 4.52% | 5.70% | 1.18% |
| AMZNAmazon.Com Inc | 4.50% | 3.85% | 0.65% |
| GOOGLAlphabet Inc | 4.46% | 3.01% | 1.45% |
| AMDAdvanced Micro Devices Inc | 4.50% | 1.16% | 3.34% |
| PANWPalo Alto Networks, Inc | 4.62% | 0.47% | 4.15% |
| CRMSalesforce Inc Crm Us Equity | 4.68% | 0.32% | 4.36% |
99.1% of AIUP is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIUP or VOO?
AIUP has an expense ratio of 0.70% while VOO charges 0.03%. VOO is the cheaper option, by $67 a year on a $10,000 investment.
What is the holdings overlap between AIUP and VOO?
99.1% of AIUP's money is in holdings VOO also owns. 27.5% of VOO's is in holdings AIUP also owns. They hold 15 positions in common, counted across the 16 positions we hold weights for in AIUP and 504 in VOO.
Which pays a higher dividend, AIUP or VOO?
AIUP yields 0.00% while VOO yields 1.06%, so VOO currently pays the higher dividend yield.
Is VOO better than AIUP?
VOO has a lower expense ratio. VOO is less concentrated, with 37.9% of the fund in its ten largest positions against 76.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.