ARMW vs SCHD
Roundhill ARM WeeklyPay ETF vs Schwab US Dividend Equity ETF
Which is better, ARMW or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ARMW | SCHD |
|---|---|---|
| Expense Ratio | 1.00% | 0.06%Best |
| AUM | $23M | $108.9B |
| Dividend Yield | 75.57% | 3.00% |
| Holdings | 5 | 206 |
| YTD Return | +54.68%Best | +23.29% |
| 1Y Return | -2.91% | +29.70%Best |
| 3Y Return (annualized) | - | +16.26% |
| 5Y Return (annualized) | - | +9.65% |
| Volatility (annualized) | 113.5% | 14.5%Best |
| Fund Family | Roundhill Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Oct 23, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
ARMW vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
ARMW vs SCHD Performance
Roundhill ARM WeeklyPay ETF (ARMW) is an ETF from Roundhill Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ARMW returned -2.91% while SCHD returned +29.70%. Year to date, ARMW is up 54.68% versus a gain of 23.29% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ARMW has been the more volatile fund, with annualized monthly volatility of 113.5% compared with 14.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.16. They move largely independently of each other.
Fees and Cost Over Time
ARMW charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, ARMW currently yields 75.57% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 2 holdings in ARMW and 99 in SCHD, totalling 28.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in ARMW and 99 in SCHD, against full books of 5 and 206.
You are not choosing between two funds in isolation.
Whichever of ARMW and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ARMW or SCHD?
ARMW has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option, by $94 a year on a $10,000 investment.
Which performed better, ARMW or SCHD?
Over the past year ARMW returned -2.91% vs +29.70% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ARMW or SCHD?
ARMW has been the more volatile fund at 113.5% annualized versus 14.5% for SCHD.
Should I hold both ARMW and SCHD?
ARMW and SCHD have a monthly-return correlation of -0.16, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ARMW or SCHD?
ARMW yields 75.57% while SCHD yields 3.00%, so ARMW currently pays the higher dividend yield.
Is SCHD better than ARMW?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.