BUIL vs VTI
Rebuild America ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BUIL or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 52.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BUIL | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $38M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 22 | 3,524 |
| YTD Return | -1.89% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 52.9% | 33.5%Best |
| Fund Family | River1 Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Sep 15, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
BUIL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BUIL vs VTI Performance
Rebuild America ETF (BUIL) is an ETF from River1 Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, BUIL is down 1.89% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
BUIL charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, BUIL currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
93.5% of BUIL's money is in holdings VTI also owns. 3.8% of VTI's money is in holdings BUIL also owns.
Most of BUIL is already inside VTI. Owning both mostly buys the same companies twice.
20 positions in common, counted across the 22 positions we hold weights for in BUIL and 3,441 in VTI, against full books of 22 and 3,524.
What only one of them owns
Measured across the 22 and 3,441 positions we hold weights for.
VTI holds 1,136 positions BUIL does not, 93.8% of the fund.
Largest: NVDA 6.88%, AAPL 6.30%, MSFT 5.11%, AMZN 3.41%, GOOGL 2.70%
Top Shared Holdings
| Stock | Weight in BUIL | Weight in VTI | Difference |
|---|---|---|---|
| FLEXFlex Ltd. Ordinary Shares | 7.51% | 0.05% | 7.46% |
| MUMicron Technology, Inc. | 5.39% | 1.46% | 3.93% |
| FSLRFirst Solar, Inc | 6.13% | 0.03% | 6.10% |
| CATCaterpillar, Inc. | 5.62% | 0.50% | 5.12% |
| BECfd Bloom Energy Corp- A | 5.01% | 0.08% | 4.93% |
| FCXFreeport-mcmoran Copper & Gold Inc. | 4.80% | 0.15% | 4.65% |
| VRTVertiv Holdings Co | 4.73% | 0.13% | 4.60% |
| AMATApplied Materials, Inc. | 4.37% | 0.49% | 3.88% |
| GNRCGenerac Holdings, Inc. | 4.69% | 0.01% | 4.68% |
| VSTVistra Energy Corp. | 4.53% | 0.06% | 4.47% |
93.5% of BUIL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BUIL or VTI?
BUIL has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
What is the holdings overlap between BUIL and VTI?
93.5% of BUIL's money is in holdings VTI also owns. 3.8% of VTI's is in holdings BUIL also owns. They hold 20 positions in common, counted across the 22 positions we hold weights for in BUIL and 3,441 in VTI.
Which pays a higher dividend, BUIL or VTI?
BUIL yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than BUIL?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 52.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.