CGCV vs PTL
Capital Group Conservative Equity ETF vs Inspire 500 ETF
Which is better, CGCV or PTL?
Each has led over a different period.
PTL has a lower expense ratio. CGCV led over 1Y, PTL over the full window. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 33.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGCV | PTL |
|---|---|---|
| Expense Ratio | 0.33% | 0.09%Best |
| AUM | $2.1B | $892M |
| Dividend Yield | 1.59% | 0.94% |
| Holdings | 146 | 941 |
| YTD Return | +8.70% | +9.62%Best |
| 1Y Return | +11.37%Best | +10.17% |
| Volatility (annualized) | 9.9%Best | 13.3% |
| Max Drawdown | -13.1%Best | -19.7% |
| $10,000 over 2.3 years | $13,706 | $14,080Best |
| Top 10 Weight | 33.0% | 28.0%Best |
| Fund Family | Capital Group (US) | Inspire ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 25, 2024 | Mar 25, 2024 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized).
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 27, 2024 to Oct 14, 2026 (2.3 years).
CGCV vs PTL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
CGCV vs PTL Performance
Capital Group Conservative Equity ETF (CGCV) is an ETF from Capital Group (US) and Inspire 500 ETF (PTL) is an ETF from Inspire ETFs. Over the past year CGCV returned +11.37% while PTL returned +10.17%. Year to date, CGCV is up 8.70% versus a gain of 9.62% for PTL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTL has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 9.9% for CGCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for CGCV and -19.7% for PTL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CGCV charges 0.33% per year while PTL charges 0.09%. On a $10,000 position that is $33 vs $9 annually, a gap of $24 per year that compounds over a long holding period. On income, CGCV currently yields 1.59% against 0.94% for PTL.
Holdings Overlap
25.7% of CGCV's money is in holdings PTL also owns. 26.9% of PTL's money is in holdings CGCV also owns.
PTL and CGCV share little of their money.
21 positions in common, counted across the 73 positions we hold weights for in CGCV and 501 in PTL, against full books of 146 and 941.
What only one of them owns
Our book lists 474 positions for PTL that do not appear in our book for CGCV (72.3% of the fund), and 48 for CGCV that do not appear in PTL (69.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGCV | Weight in PTL | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 4.04% | 10.05% | 6.01% |
| XOMExxonmobil Corp. | 1.92% | 3.79% | 1.87% |
| GEGeneral Electric Co. | 1.93% | 1.95% | 0.02% |
| HDHome Depot Inc/The | 1.61% | 1.77% | 0.16% |
| LINLinde Plc Ordinary Shares | 1.51% | 1.23% | 0.28% |
| MDLZMondelez International Inc Com A Npv | 2.01% | 0.45% | 1.56% |
| APHAmphenol Corp. Class A | 0.99% | 1.18% | 0.19% |
| KLACKla-tencor | 0.54% | 1.49% | 0.95% |
| WELLWelltower, Inc. | 1.03% | 0.96% | 0.07% |
| PGRProgressive Corporation | 1.14% | 0.72% | 0.42% |
26.9% of PTL is already inside CGCV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGCV or PTL?
CGCV has an expense ratio of 0.33% while PTL charges 0.09%. PTL is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, CGCV or PTL?
Over the past year CGCV returned +11.37% vs +10.17% for PTL, so CGCV leads on 1-year performance. Over the longest common window we track (2 years), CGCV annualized +14.69% vs +16.04% for PTL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGCV or PTL?
PTL has been the more volatile fund at 13.3% annualized versus 9.9% for CGCV. Worst drawdown: CGCV -13.1% vs PTL -19.7%.
Should I hold both CGCV and PTL?
CGCV and PTL have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CGCV and PTL?
26.9% of PTL's money is in holdings CGCV also owns. 26.9% of PTL's is in holdings CGCV also owns. They hold 21 positions in common, counted across the 73 positions we hold weights for in CGCV and 501 in PTL.
Which pays a higher dividend, CGCV or PTL?
CGCV yields 1.59% while PTL yields 0.94%, so CGCV currently pays the higher dividend yield.
Is PTL better than CGCV?
PTL has a lower expense ratio. CGCV led over 1Y, PTL over the full window. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 33.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.