CLUB vs SPY
Billionaires Club ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, CLUB or SPY?
SPY costs less.
SPY has a lower expense ratio. CLUB is less concentrated, with 36.7% of the fund in its ten largest positions against 38.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CLUB | SPY |
|---|---|---|
| Expense Ratio | 0.75% | 0.09%Best |
| AUM | $13M | $823.2B |
| Dividend Yield | 0.08% | 0.99% |
| Holdings | 62 | 1,515 |
| YTD Return | -0.46% | +13.53%Best |
| 1Y Return | - | +17.47% |
| 3Y Return (annualized) | - | +22.36% |
| 5Y Return (annualized) | - | +13.21% |
| Top 10 Weight | 36.7%Best | 38.2% |
| Fund Family | Bancreek Capital Advisors | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 6, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
CLUB vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
CLUB vs SPY Performance
Billionaires Club ETF (CLUB) is an ETF from Bancreek Capital Advisors and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, CLUB is down 0.46% versus a gain of 13.53% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
CLUB charges 0.75% per year while SPY charges 0.09%. On a $10,000 position that is $75 vs $9 annually, a gap of $66 per year that compounds over a long holding period. On income, CLUB currently yields 0.08% against 0.99% for SPY.
Holdings Overlap
57.2% of CLUB's money is in holdings SPY also owns. 29.2% of SPY's money is in holdings CLUB also owns.
The two portfolios partly overlap.
17 positions in common, counted across the 30 positions we hold weights for in CLUB and 504 in SPY, against full books of 62 and 1,515.
What only one of them owns
Our book lists 479 positions for SPY that do not appear in our book for CLUB (69.9% of the fund), and 3 for CLUB that do not appear in SPY (10.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CLUB | Weight in SPY | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.44% | 7.78% | 4.34% |
| MSFTMicrosoft Corp | 3.51% | 5.71% | 2.20% |
| AMZNAmazon.Com Inc | 3.30% | 3.78% | 0.48% |
| GOOGLAlphabet Inc | 3.44% | 3.12% | 0.32% |
| METAMeta Platforms Inc | 4.00% | 2.22% | 1.78% |
| AVGOBroadcom Inc | 3.36% | 2.48% | 0.88% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 3.37% | 1.44% | 1.93% |
| PLTRPalantir Technologies Inc | 3.67% | 0.61% | 3.06% |
| WMTWalmart, Inc. | 3.30% | 0.73% | 2.57% |
| ANETArista Networks Inc. | 3.63% | 0.30% | 3.33% |
57.2% of CLUB is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CLUB or SPY?
CLUB has an expense ratio of 0.75% while SPY charges 0.09%. SPY is the cheaper option, by $66 a year on a $10,000 investment.
What is the holdings overlap between CLUB and SPY?
57.2% of CLUB's money is in holdings SPY also owns. 29.2% of SPY's is in holdings CLUB also owns. They hold 17 positions in common, counted across the 30 positions we hold weights for in CLUB and 504 in SPY.
Which pays a higher dividend, CLUB or SPY?
CLUB yields 0.08% while SPY yields 0.99%, so SPY currently pays the higher dividend yield.
Is SPY better than CLUB?
SPY has a lower expense ratio. CLUB is less concentrated, with 36.7% of the fund in its ten largest positions against 38.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.