DLCU vs PTL
DFA US Large Company ETF vs Inspire 500 ETF
Which is better, DLCU or PTL?
DLCU costs less.
DLCU has a lower expense ratio. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 38.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DLCU | PTL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.09% |
| AUM | $14.7B | $892M |
| Dividend Yield | 0.17% | 0.94% |
| Holdings | 509 | 941 |
| YTD Return | +0.04% | +9.62%Best |
| 1Y Return | - | +10.17% |
| Top 10 Weight | 38.1% | 28.0%Best |
| Fund Family | Dimensional | Inspire ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Aug 4, 2026 | Mar 25, 2024 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.
DLCU vs PTL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DLCU vs PTL Performance
DFA US Large Company ETF (DLCU) is an ETF from Dimensional and Inspire 500 ETF (PTL) is an ETF from Inspire ETFs. Year to date, DLCU is up 0.04% versus a gain of 9.62% for PTL.
Past performance does not guarantee future results.
Fees and Cost Over Time
DLCU charges 0.06% per year while PTL charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, DLCU currently yields 0.17% against 0.94% for PTL.
Holdings Overlap
18.7% of DLCU's money is in holdings PTL also owns. 75.0% of PTL's money is in holdings DLCU also owns.
Most of PTL is already inside DLCU. Owning both mostly buys the same companies twice.
195 positions in common, counted across the 505 positions we hold weights for in DLCU and 501 in PTL, against full books of 509 and 941.
What only one of them owns
Our book lists 301 positions for PTL that do not appear in our book for DLCU (24.4% of the fund), and 299 for DLCU that do not appear in PTL (80.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DLCU | Weight in PTL | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.60% | 10.05% | 7.45% |
| XOMExxonmobil Corp. | 1.03% | 3.79% | 2.76% |
| PLTRPalantir Technologies Inc | 0.58% | 2.33% | 1.75% |
| CATCaterpillar, Inc. | 0.57% | 2.22% | 1.65% |
| GEGeneral Electric Co. | 0.51% | 1.95% | 1.44% |
| HDHome Depot Inc/The | 0.47% | 1.77% | 1.30% |
| GEVGe Vernova, Inc. | 0.39% | 1.52% | 1.13% |
| KLACKla-tencor | 0.36% | 1.49% | 1.13% |
| SNDKVSandisk Corp. | 0.36% | 1.44% | 1.08% |
| ANETArista Networks Inc Common Stock | 0.32% | 1.42% | 1.10% |
75.0% of PTL is already inside DLCU.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DLCU or PTL?
DLCU has an expense ratio of 0.06% while PTL charges 0.09%. DLCU is the cheaper option, by $3 a year on a $10,000 investment.
What is the holdings overlap between DLCU and PTL?
75.0% of PTL's money is in holdings DLCU also owns. 75.0% of PTL's is in holdings DLCU also owns. They hold 195 positions in common, counted across the 505 positions we hold weights for in DLCU and 501 in PTL.
Which pays a higher dividend, DLCU or PTL?
DLCU yields 0.17% while PTL yields 0.94%, so PTL currently pays the higher dividend yield.
Is PTL better than DLCU?
DLCU has a lower expense ratio. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 38.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.