FLYU vs SCHD
MicroSectors Travel 3X Leveraged ETN vs Schwab US Dividend Equity ETF
Which is better, FLYU or SCHD?
Trading-Leveraged Equity against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 65.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLYU | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $6M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 34 | 206 |
| YTD Return | -41.16% | +24.55%Best |
| 1Y Return | -37.33% | +29.85%Best |
| 3Y Return (annualized) | +6.76% | +16.64%Best |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 84.9% | 14.8%Best |
| Max Drawdown | -69.0% | -16.1%Best |
| $10,000 over 4.3 years | $13,463 | $16,613Best |
| Top 10 Weight | 65.4% | 41.6%Best |
| Fund Family | BMO Capital Markets | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Trading-Leveraged Equity | Large Cap Value |
| Inception | Jun 21, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: Jun 22, 2022 to Oct 14, 2026 (4.3 years).
FLYU vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
FLYU vs SCHD Performance
MicroSectors Travel 3X Leveraged ETN (FLYU) is an ETF from BMO Capital Markets and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FLYU returned -37.33% while SCHD returned +29.85%. Year to date, FLYU is down 41.16% versus a gain of 24.55% for SCHD.
Over three years, FLYU compounded at +6.76% per year against +16.64% for SCHD. Across the full 4-year window we track, SCHD has the edge at +12.53% annualized vs +7.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLYU has been the more volatile fund, with annualized monthly volatility of 84.9% compared with 14.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.0% for FLYU and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FLYU charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, FLYU currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
0.8% of FLYU's money is in holdings SCHD also owns. 0.1% of SCHD's money is in holdings FLYU also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 34 positions we hold weights for in FLYU and 98 in SCHD, against full books of 34 and 206.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for FLYU (99.6% of the fund), and 32 for FLYU that do not appear in SCHD (93.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FLYU | Weight in SCHD | Difference |
|---|---|---|---|
| MTNVail Resorts Inc. | 0.82% | 0.13% | 0.69% |
You are not choosing between two funds in isolation.
Whichever of FLYU and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLYU or SCHD?
FLYU has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, FLYU or SCHD?
Over the past year FLYU returned -37.33% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), FLYU annualized +7.16% vs +12.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLYU or SCHD?
FLYU has been the more volatile fund at 84.9% annualized versus 14.8% for SCHD. Worst drawdown: FLYU -69.0% vs SCHD -16.1%.
Should I hold both FLYU and SCHD?
FLYU and SCHD have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FLYU or SCHD?
FLYU yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FLYU?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 65.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.