FLYU vs VTI
MicroSectors Travel 3X Leveraged ETN vs Vanguard Morningstar Total Stock Market ETF
Which is better, FLYU or VTI?
Trading-Leveraged Equity against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 65.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLYU | VTI |
|---|---|---|
| Expense Ratio | 0.95% | 0.03%Best |
| AUM | $6M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 34 | 3,524 |
| YTD Return | -41.16% | +13.02%Best |
| 1Y Return | -37.33% | +16.63%Best |
| 3Y Return (annualized) | +6.76% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 84.9% | 14.8%Best |
| Max Drawdown | -69.0% | -19.3%Best |
| $10,000 over 4.3 years | $13,463 | $21,288Best |
| Top 10 Weight | 65.4% | 33.5%Best |
| Fund Family | BMO Capital Markets | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Trading-Leveraged Equity | Large Cap Blend |
| Inception | Jun 21, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: Jun 22, 2022 to Oct 14, 2026 (4.3 years).
FLYU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
FLYU vs VTI Performance
MicroSectors Travel 3X Leveraged ETN (FLYU) is an ETF from BMO Capital Markets and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FLYU returned -37.33% while VTI returned +16.63%. Year to date, FLYU is down 41.16% versus a gain of 13.02% for VTI.
Over three years, FLYU compounded at +6.76% per year against +21.97% for VTI. Across the full 4-year window we track, VTI has the edge at +19.21% annualized vs +7.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLYU has been the more volatile fund, with annualized monthly volatility of 84.9% compared with 14.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.0% for FLYU and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLYU charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, FLYU currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
93.2% of FLYU's money is in holdings VTI also owns. 1.4% of VTI's money is in holdings FLYU also owns.
Most of FLYU is already inside VTI. Owning both mostly buys the same companies twice.
32 positions in common, counted across the 34 positions we hold weights for in FLYU and 3,441 in VTI, against full books of 34 and 3,524.
What only one of them owns
Our book lists 1,128 positions for VTI that do not appear in our book for FLYU (96.1% of the fund), and 1 for FLYU that do not appear in VTI (1.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FLYU | Weight in VTI | Difference |
|---|---|---|---|
| UBERUber Technologies Inc | 10.74% | 0.21% | 10.53% |
| BKNGBooking Holdings, Inc. | 10.00% | 0.21% | 9.79% |
| DISWalt Disney Co | 8.10% | 0.25% | 7.85% |
| AALAmerican Airlines Group Inc. | 7.89% | 0.01% | 7.88% |
| RCLRoyal Caribbean Cruises Ltd Common Stock | 5.49% | 0.09% | 5.40% |
| UALUnited Airlines Holdings Inc. | 4.62% | 0.05% | 4.57% |
| DALDl Co., Ltd. | 4.58% | 0.07% | 4.51% |
| HLTHilton Worldwide Holdings Inc. | 4.31% | 0.10% | 4.21% |
| ABNBAirbnb Inc | 4.28% | 0.10% | 4.18% |
| MARMarriott International, Inc. | 3.93% | 0.10% | 3.83% |
93.2% of FLYU is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLYU or VTI?
FLYU has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, FLYU or VTI?
Over the past year FLYU returned -37.33% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), FLYU annualized +7.16% vs +19.21% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLYU or VTI?
FLYU has been the more volatile fund at 84.9% annualized versus 14.8% for VTI. Worst drawdown: FLYU -69.0% vs VTI -19.3%.
Should I hold both FLYU and VTI?
FLYU and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FLYU and VTI?
93.2% of FLYU's money is in holdings VTI also owns. 1.4% of VTI's is in holdings FLYU also owns. They hold 32 positions in common, counted across the 34 positions we hold weights for in FLYU and 3,441 in VTI.
Which pays a higher dividend, FLYU or VTI?
FLYU yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than FLYU?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 65.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.