FNGS vs SCHD
MicroSectors FANG+ ETNs vs Schwab US Dividend Equity ETF
Which is better, FNGS or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. FNGS led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 100.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FNGS | SCHD |
|---|---|---|
| Expense Ratio | 0.58% | 0.06%Best |
| AUM | $631M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 10 | 206 |
| YTD Return | +22.71% | +24.55%Best |
| 1Y Return | +18.93% | +29.85%Best |
| 3Y Return (annualized) | +35.13%Best | +16.64% |
| 5Y Return (annualized) | +20.88%Best | +9.54% |
| Volatility (annualized) | 27.4% | 16.7%Best |
| Max Drawdown | -49.0% | -33.4%Best |
| $10,000 over 5 years | $25,809Best | $15,771 |
| Top 10 Weight | 100.0% | 41.6%Best |
| Fund Family | BMO Capital Markets | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Nov 12, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Nov 13, 2019 to Oct 14, 2026 (6.9 years).
FNGS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.9 years both funds cover.
FNGS vs SCHD Performance
MicroSectors FANG+ ETNs (FNGS) is an ETF from BMO Capital Markets and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FNGS returned +18.93% while SCHD returned +29.85%. Year to date, FNGS is up 22.71% versus a gain of 24.55% for SCHD.
Over three years, FNGS compounded at +35.13% per year against +16.64% for SCHD; over five years the annualized figures are +20.88% and +9.54% respectively. Across the full 7-year window we track, FNGS has the edge at +31.51% annualized vs +11.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNGS has been the more volatile fund, with annualized monthly volatility of 27.4% compared with 16.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.0% for FNGS and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FNGS charges 0.58% per year while SCHD charges 0.06%. On a $10,000 position that is $58 vs $6 annually, a gap of $52 per year that compounds over a long holding period. On income, FNGS currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 10 holdings in FNGS and 98 in SCHD, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in FNGS and 98 in SCHD, against full books of 10 and 206.
What only one of them owns
Measured across the 10 and 98 positions we hold weights for.
SCHD holds 97 positions FNGS does not, 99.8% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, CVX 4.14%, KO 4.12%
You are not choosing between two funds in isolation.
Whichever of FNGS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FNGS or SCHD?
FNGS has an expense ratio of 0.58% while SCHD charges 0.06%. SCHD is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, FNGS or SCHD?
Over the past year FNGS returned +18.93% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), FNGS annualized +31.51% vs +11.95% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FNGS or SCHD?
FNGS has been the more volatile fund at 27.4% annualized versus 16.7% for SCHD. Worst drawdown: FNGS -49.0% vs SCHD -33.4%.
Should I hold both FNGS and SCHD?
FNGS and SCHD have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FNGS or SCHD?
FNGS yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FNGS?
SCHD has a lower expense ratio. FNGS led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 100.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.