IVV vs PTL
iShares Core S&P 500 ETF vs Inspire 500 ETF
Which is better, IVV or PTL?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 38.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PTL |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.09% |
| AUM | $896.5B | $892M |
| Dividend Yield | 1.10% | 0.94% |
| Holdings | 508 | 941 |
| YTD Return | +13.59%Best | +9.62% |
| 1Y Return | +17.54%Best | +10.17% |
| 3Y Return (annualized) | +22.46% | - |
| 5Y Return (annualized) | +13.28% | - |
| Volatility (annualized) | 11.9%Best | 13.2% |
| Max Drawdown | -18.8%Best | -19.7% |
| $10,000 over 2.6 years | $15,429Best | $14,110 |
| Top 10 Weight | 38.9% | 28.0%Best |
| Fund Family | iShares by BlackRock (US) | Inspire ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Mar 25, 2024 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 26, 2024 to Oct 14, 2026 (2.6 years).
IVV vs PTL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
IVV vs PTL Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Inspire 500 ETF (PTL) is an ETF from Inspire ETFs. Over the past year IVV returned +17.54% while PTL returned +10.17%. Year to date, IVV is up 13.59% versus a gain of 9.62% for PTL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTL has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 11.9% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -19.7% for PTL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while PTL charges 0.09%. On a $10,000 position that is $3 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.94% for PTL.
Holdings Overlap
18.4% of IVV's money is in holdings PTL also owns. 74.8% of PTL's money is in holdings IVV also owns.
Most of PTL is already inside IVV. Owning both mostly buys the same companies twice.
194 positions in common, counted across the 506 positions we hold weights for in IVV and 501 in PTL, against full books of 508 and 941.
What only one of them owns
Our book lists 301 positions for PTL that do not appear in our book for IVV (24.4% of the fund), and 306 for IVV that do not appear in PTL (81.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in PTL | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.47% | 10.05% | 7.58% |
| XOMExxonmobil Corp. | 1.02% | 3.79% | 2.77% |
| PLTRPalantir Technologies Inc | 0.66% | 2.33% | 1.67% |
| CATCaterpillar, Inc. | 0.57% | 2.22% | 1.65% |
| GEGeneral Electric Co. | 0.49% | 1.95% | 1.46% |
| HDHome Depot Inc/The | 0.43% | 1.77% | 1.34% |
| GEVGe Vernova, Inc. | 0.40% | 1.52% | 1.12% |
| KLACKla-tencor | 0.40% | 1.49% | 1.09% |
| SNDKVSandisk Corp. | 0.39% | 1.44% | 1.05% |
| ANETArista Networks Inc Common Stock | 0.32% | 1.42% | 1.10% |
74.8% of PTL is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PTL?
IVV has an expense ratio of 0.03% while PTL charges 0.09%. IVV is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, IVV or PTL?
Over the past year IVV returned +17.54% vs +10.17% for PTL, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or PTL?
PTL has been the more volatile fund at 13.2% annualized versus 11.9% for IVV. Worst drawdown: IVV -18.8% vs PTL -19.7%.
Should I hold both IVV and PTL?
IVV and PTL have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and PTL?
74.8% of PTL's money is in holdings IVV also owns. 74.8% of PTL's is in holdings IVV also owns. They hold 194 positions in common, counted across the 506 positions we hold weights for in IVV and 501 in PTL.
Which pays a higher dividend, IVV or PTL?
IVV yields 1.10% while PTL yields 0.94%, so IVV currently pays the higher dividend yield.
Is PTL better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 38.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.