PP vs VTI

PP vs VTI

Which is better, PP or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPPVTI
Expense Ratio0.76%0.03%Best
AUM$25M$689.2B
Dividend Yield0.75%1.06%
Holdings133,524
Volatility (annualized)31.4%13.8%Best
Max Drawdown-29.3%-10.7%Best
$10,000 over 2.2 years$13,156$15,185Best
Fund FamilyTidal ETF TrustVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionNov 28, 2022May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 596 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PP has data through Feb 25, 2025 and VTI through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Nov 29, 2022 to Feb 25, 2025 (2.2 years).

Risk: Volatility and Drawdowns

PP has been the more volatile fund, with annualized monthly volatility of 31.4% compared with 13.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.3% for PP and -10.7% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PP charges 0.76% per year while VTI charges 0.03%. On a $10,000 position that is $76 vs $3 annually, a gap of $73 per year that compounds over a long holding period. On income, PP currently yields 0.75% against 1.06% for VTI.

You are not choosing between two funds in isolation.

Whichever of PP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PP or VTI?

PP has an expense ratio of 0.76% while VTI charges 0.03%. VTI is the cheaper option, by $73 a year on a $10,000 investment.

Which is riskier, PP or VTI?

PP has been the more volatile fund at 31.4% annualized versus 13.8% for VTI. Worst drawdown: PP -29.3% vs VTI -10.7%.

Should I hold both PP and VTI?

PP and VTI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PP or VTI?

PP yields 0.75% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.

Is VTI better than PP?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.