QQWZ vs SCHD
Pacer Cash COWZ 100-Nasdaq 100 Rotator ETF vs Schwab US Dividend Equity ETF
Which is better, QQWZ or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQWZ | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $42M | $111.6B |
| Dividend Yield | 0.64% | 3.24% |
| Holdings | 207 | 206 |
| YTD Return | +7.29% | +24.55%Best |
| 1Y Return | +10.76% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 16.7% | 13.3%Best |
| Max Drawdown | -11.3% | -6.9%Best |
| $10,000 over 1.4 years | $13,606 | $13,756Best |
| Top 10 Weight | 46.5% | 41.6%Best |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 6, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 7, 2025 to Oct 14, 2026 (1.4 years).
QQWZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
QQWZ vs SCHD Performance
Pacer Cash COWZ 100-Nasdaq 100 Rotator ETF (QQWZ) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QQWZ returned +10.76% while SCHD returned +29.85%. Year to date, QQWZ is up 7.29% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQWZ has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.3% for QQWZ and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.24. They move largely independently of each other.
Fees and Cost Over Time
QQWZ charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, QQWZ currently yields 0.64% against 3.24% for SCHD.
Holdings Overlap
4.7% of QQWZ's money is in holdings SCHD also owns. 24.1% of SCHD's money is in holdings QQWZ also owns.
SCHD and QQWZ share little of their money.
8 positions in common, counted across the 101 positions we hold weights for in QQWZ and 98 in SCHD, against full books of 207 and 206.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for QQWZ (75.7% of the fund), and 88 for QQWZ that do not appear in SCHD (92.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQWZ | Weight in SCHD | Difference |
|---|---|---|---|
| TXNTexas Instrument Inc | 1.07% | 4.89% | 3.82% |
| QCOMQualcomm Inc. | 0.80% | 4.61% | 3.81% |
| AMGNAmgen Inc. | 0.92% | 3.86% | 2.94% |
| PEPPepsico Inc. | 0.71% | 3.80% | 3.09% |
| ADPAutomatic Data Processing, Inc. | 0.44% | 2.63% | 2.19% |
| CMCSAComcast Corp. Class A | 0.32% | 1.96% | 1.64% |
| FASTFastenal Co. | 0.24% | 1.50% | 1.26% |
| PAYXPaychex, Inc. | 0.15% | 0.81% | 0.66% |
24.1% of SCHD is already inside QQWZ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQWZ or SCHD?
QQWZ has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, QQWZ or SCHD?
Over the past year QQWZ returned +10.76% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), QQWZ annualized +24.60% vs +25.58% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQWZ or SCHD?
QQWZ has been the more volatile fund at 16.7% annualized versus 13.3% for SCHD. Worst drawdown: QQWZ -11.3% vs SCHD -6.9%.
Should I hold both QQWZ and SCHD?
QQWZ and SCHD have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQWZ and SCHD?
24.1% of SCHD's money is in holdings QQWZ also owns. 24.1% of SCHD's is in holdings QQWZ also owns. They hold 8 positions in common, counted across the 101 positions we hold weights for in QQWZ and 98 in SCHD.
Which pays a higher dividend, QQWZ or SCHD?
QQWZ yields 0.64% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than QQWZ?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.