SCHD vs TRUU
Schwab US Dividend Equity ETF vs VanEck Utilities TruSector ETF
Which is better, SCHD or TRUU?
SCHD costs less.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 58.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TRUU |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.10% |
| AUM | $111.6B | $227,571 |
| Dividend Yield | 3.24% | 0.00% |
| Holdings | 206 | 64 |
| YTD Return | +24.55%Best | -7.21% |
| 1Y Return | +29.85% | - |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Top 10 Weight | 41.6%Best | 58.9% |
| Fund Family | Charles Schwab Asset Management | VanEck |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | Jul 7, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SCHD vs TRUU growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TRUU Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and VanEck Utilities TruSector ETF (TRUU) is an ETF from VanEck. Year to date, SCHD is up 24.55% versus a loss of 7.21% for TRUU.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRUU charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.00% for TRUU.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 31 in TRUU, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 31 in TRUU, against full books of 206 and 64.
What only one of them owns
Our book lists 31 positions for TRUU that do not appear in our book for SCHD (100.0% of the fund), and 97 for SCHD that do not appear in TRUU (99.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TRUU you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TRUU?
SCHD has an expense ratio of 0.06% while TRUU charges 0.10%. SCHD is the cheaper option, by $4 a year on a $10,000 investment.
Which pays a higher dividend, SCHD or TRUU?
SCHD yields 3.24% while TRUU yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TRUU better than SCHD?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 58.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.