SPCT vs VOO
Liberty One Spectrum ETF vs Vanguard S&P 500 ETF
Which is better, SPCT or VOO?
Large Cap Value against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y and the full window. SPCT is less concentrated, with 28.2% of the fund in its ten largest positions against 37.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPCT | VOO |
|---|---|---|
| Expense Ratio | 0.85% | 0.03%Best |
| AUM | $68M | $1.0T |
| Dividend Yield | 0.81% | 1.04% |
| Holdings | 102 | 506 |
| YTD Return | +7.42% | +14.82%Best |
| 1Y Return | +9.87% | +18.67%Best |
| 3Y Return (annualized) | - | +22.93% |
| 5Y Return (annualized) | - | +13.91% |
| Volatility (annualized) | 11.8%Best | 12.7% |
| Max Drawdown | -7.2%Best | -8.9% |
| $10,000 over 1 years | $10,893 | $11,747Best |
| Top 10 Weight | 28.2%Best | 37.6% |
| Fund Family | Liberty One Investment Management, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Sep 30, 2025 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 30, 2025 to Oct 13, 2026 (1 years).
SPCT vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
SPCT vs VOO Performance
Liberty One Spectrum ETF (SPCT) is an ETF from Liberty One Investment Management, LLC and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year SPCT returned +9.87% while VOO returned +18.67%. Year to date, SPCT is up 7.42% versus a gain of 14.82% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.8% for SPCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.2% for SPCT and -8.9% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SPCT charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, SPCT currently yields 0.81% against 1.04% for VOO.
Holdings Overlap
89.3% of SPCT's money is in holdings VOO also owns. 36.5% of VOO's money is in holdings SPCT also owns.
Most of SPCT is already inside VOO. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, SPCT as of Sep 15, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
45 positions in common, counted across the 51 positions we hold weights for in SPCT and 494 in VOO, against full books of 102 and 506.
What only one of them owns
Our book lists 442 positions for VOO that do not appear in our book for SPCT (62.6% of the fund), and 3 for SPCT that do not appear in VOO (4.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPCT | Weight in VOO | Difference |
|---|---|---|---|
| AAPLApple, Inc | 3.52% | 7.05% | 3.53% |
| MSFTMicrosoft Corp | 2.54% | 5.36% | 2.82% |
| AMZNAmazon.Com Inc | 3.10% | 4.13% | 1.03% |
| AVGOBroadcom Inc | 2.91% | 2.86% | 0.05% |
| GOOGAlphabet Inc. C | 2.33% | 2.62% | 0.29% |
| LLYEli Lilly & Co. | 2.85% | 1.41% | 1.44% |
| JNJJohnson & Johnson - Common | 2.62% | 0.96% | 1.66% |
| CATCaterpillar, Inc. | 2.99% | 0.58% | 2.41% |
| JPMJpmorgan Chase | 1.96% | 1.46% | 0.50% |
| METAMeta Platforms Inc | 1.42% | 1.90% | 0.48% |
89.3% of SPCT is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPCT or VOO?
SPCT has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, SPCT or VOO?
Over the past year SPCT returned +9.87% vs +18.67% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), SPCT annualized +8.93% vs +17.47% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPCT or VOO?
VOO has been the more volatile fund at 12.7% annualized versus 11.8% for SPCT. Worst drawdown: SPCT -7.2% vs VOO -8.9%.
Should I hold both SPCT and VOO?
SPCT and VOO have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SPCT and VOO?
89.3% of SPCT's money is in holdings VOO also owns. 36.5% of VOO's is in holdings SPCT also owns. They hold 45 positions in common, counted across the 51 positions we hold weights for in SPCT and 494 in VOO.
Which pays a higher dividend, SPCT or VOO?
SPCT yields 0.81% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.
Is VOO better than SPCT?
VOO has a lower expense ratio. VOO led over 1Y and the full window. SPCT is less concentrated, with 28.2% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.