TMFE vs VTI
Motley Fool Capital Efficiency 100 Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TMFE or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. TMFE led over the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 0.96. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 45.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TMFE | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $77M | $689.2B |
| Dividend Yield | 0.18% | 1.06% |
| Holdings | 100 | 3,524 |
| Volatility (annualized) | 20.5% | 17.9%Best |
| Max Drawdown | -31.1% | -25.4%Best |
| $10,000 over 2.9 years | $13,941Best | $12,938 |
| Top 10 Weight | 45.4% | 33.5%Best |
| Fund Family | Motley Fool Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Dec 30, 2021 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 684 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TMFE has data through Nov 29, 2024 and VTI through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 31, 2021 to Nov 29, 2024 (2.9 years).
Risk: Volatility and Drawdowns
TMFE has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 17.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.1% for TMFE and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
TMFE charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, TMFE currently yields 0.18% against 1.06% for VTI.
Holdings Overlap
99.4% of TMFE's money is in holdings VTI also owns. 29.3% of VTI's money is in holdings TMFE also owns.
Most of TMFE is already inside VTI. Owning both mostly buys the same companies twice.
113 positions in common, counted across the 115 positions we hold weights for in TMFE and 3,441 in VTI, against full books of 100 and 3,524.
What only one of them owns
Measured across the 115 and 3,441 positions we hold weights for.
VTI holds 1,052 positions TMFE does not, 68.3% of the fund.
Largest: MSFT 5.11%, GOOGL 2.70%, AVGO 2.38%, MU 1.46%, TSLA 1.40%
Top Shared Holdings
| Stock | Weight in TMFE | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.82% | 6.88% | 2.06% |
| AAPLApple, Inc | 4.59% | 6.30% | 1.71% |
| GOOGAlphabet Inc. C | 4.46% | 2.12% | 2.34% |
| METAMeta Platforms Inc | 4.73% | 1.70% | 3.03% |
| LRCXLam Research Corp | 5.39% | 0.51% | 4.88% |
| VVisa Inc Class A | 4.75% | 0.85% | 3.90% |
| COSTCostco Wholesale Corp. | 4.94% | 0.57% | 4.37% |
| MAMastercard Inc | 4.74% | 0.63% | 4.11% |
| CRWDCrowdstrike Holdings Inc | 4.01% | 0.30% | 3.71% |
| AMZNAmazon.Com Inc | 0.03% | 3.41% | 3.38% |
99.4% of TMFE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TMFE or VTI?
TMFE has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which is riskier, TMFE or VTI?
TMFE has been the more volatile fund at 20.5% annualized versus 17.9% for VTI. Worst drawdown: TMFE -31.1% vs VTI -25.4%.
Should I hold both TMFE and VTI?
TMFE and VTI have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between TMFE and VTI?
99.4% of TMFE's money is in holdings VTI also owns. 29.3% of VTI's is in holdings TMFE also owns. They hold 113 positions in common, counted across the 115 positions we hold weights for in TMFE and 3,441 in VTI.
Which pays a higher dividend, TMFE or VTI?
TMFE yields 0.18% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than TMFE?
VTI has a lower expense ratio. TMFE led over the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 0.96. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 45.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.