TRUD vs VTI
VanEck Consumer Discretionary TruSector ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TRUD or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TRUD | VTI |
|---|---|---|
| Expense Ratio | 0.16% | 0.03%Best |
| AUM | $83M | $689.2B |
| Dividend Yield | 0.51% | 1.06% |
| Holdings | 98 | 3,524 |
| YTD Return | -2.38% | +13.02%Best |
| 1Y Return | -0.83% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 16.6% | 12.2%Best |
| Max Drawdown | -16.0% | -8.9%Best |
| $10,000 over 1.1 years | $10,273 | $12,121Best |
| Fund Family | VanEck | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Aug 20, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 21, 2025 to Oct 14, 2026 (1.1 years).
TRUD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
TRUD vs VTI Performance
VanEck Consumer Discretionary TruSector ETF (TRUD) is an ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TRUD returned -0.83% while VTI returned +16.63%. Year to date, TRUD is down 2.38% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TRUD has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 12.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.0% for TRUD and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TRUD charges 0.16% per year while VTI charges 0.03%. On a $10,000 position that is $16 vs $3 annually, a gap of $13 per year that compounds over a long holding period. On income, TRUD currently yields 0.51% against 1.06% for VTI.
Holdings Overlap
At least 5.3% of VTI's money is in holdings TRUD also owns.
Stated as a floor: for TRUD, our book for it covers 99.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and TRUD share little of their money.
3 positions in common, counted across the 4 positions we hold weights for in TRUD and 3,441 in VTI, against full books of 98 and 3,524.
You are not choosing between two funds in isolation.
Whichever of TRUD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TRUD or VTI?
TRUD has an expense ratio of 0.16% while VTI charges 0.03%. VTI is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, TRUD or VTI?
Over the past year TRUD returned -0.83% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), TRUD annualized +2.48% vs +19.11% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TRUD or VTI?
TRUD has been the more volatile fund at 16.6% annualized versus 12.2% for VTI. Worst drawdown: TRUD -16.0% vs VTI -8.9%.
Should I hold both TRUD and VTI?
TRUD and VTI have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TRUD and VTI?
At least 5.3% of VTI's money is in holdings TRUD also owns. Our book for TRUD is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 4 positions we hold weights for in TRUD and 3,441 in VTI.
Which pays a higher dividend, TRUD or VTI?
TRUD yields 0.51% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than TRUD?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.