GINC vs SCHD
Goldman Sachs Income ETF vs Schwab US Dividend Equity ETF
Which is better, GINC or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GINC | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $211M | $111.6B |
| Dividend Yield | 0.60% | 3.24% |
| Holdings | 129 | 206 |
| YTD Return | -2.09% | +24.55%Best |
| 1Y Return | - | +29.85% |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Dec 3, 2019 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
GINC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GINC vs SCHD Performance
Goldman Sachs Income ETF (GINC) is an ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, GINC is down 2.09% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
GINC charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, GINC currently yields 0.60% against 3.24% for SCHD.
Holdings Overlap
At least 14.7% of SCHD's money is in holdings GINC also owns.
Stated as a floor: for GINC, our book for it covers 88.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and GINC share little of their money.
6 positions in common, counted across the 129 positions we hold weights for in GINC and 98 in SCHD, against full books of 129 and 206.
You are not choosing between two funds in isolation.
Whichever of GINC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GINC or SCHD?
GINC has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
What is the holdings overlap between GINC and SCHD?
At least 14.7% of SCHD's money is in holdings GINC also owns. Our book for GINC is partial, so the real figure is this or higher. They hold 6 positions in common, counted across the 129 positions we hold weights for in GINC and 98 in SCHD.
Which pays a higher dividend, GINC or SCHD?
GINC yields 0.60% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GINC?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.