GINC vs VTI
Goldman Sachs Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GINC or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GINC | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $211M | $689.2B |
| Dividend Yield | 0.60% | 1.06% |
| Holdings | 129 | 3,524 |
| YTD Return | -2.09% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Dec 3, 2019 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
GINC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GINC vs VTI Performance
Goldman Sachs Income ETF (GINC) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, GINC is down 2.09% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
GINC charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, GINC currently yields 0.60% against 1.06% for VTI.
Holdings Overlap
At least 37.5% of VTI's money is in holdings GINC also owns.
Stated as a floor: for GINC, our book for it covers 88.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
70 positions in common, counted across the 129 positions we hold weights for in GINC and 3,441 in VTI, against full books of 129 and 3,524.
Top Shared Holdings
| Stock | Weight in GINC | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.87% | 6.88% | 3.01% |
| AAPLApple, Inc | 4.01% | 6.30% | 2.29% |
| MSFTMicrosoft Corp | 1.55% | 5.11% | 3.56% |
| GOOGLAlphabet Inc | 1.73% | 2.70% | 0.97% |
| AMZNAmazon.Com Inc | 0.75% | 3.41% | 2.66% |
| GSGoldman Sachs Group Inc/The | 2.55% | 0.38% | 2.17% |
| AVGOBroadcom Inc | 0.48% | 2.38% | 1.90% |
| LRCXLrcx Uw Equity | 2.28% | 0.51% | 1.77% |
| CCitigroup Inc. | 2.38% | 0.30% | 2.08% |
| ACNAccenture Plc | 2.34% | 0.16% | 2.18% |
37.5% of VTI is already inside GINC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GINC or VTI?
GINC has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
What is the holdings overlap between GINC and VTI?
At least 37.5% of VTI's money is in holdings GINC also owns. Our book for GINC is partial, so the real figure is this or higher. They hold 70 positions in common, counted across the 129 positions we hold weights for in GINC and 3,441 in VTI.
Which pays a higher dividend, GINC or VTI?
GINC yields 0.60% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than GINC?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.