THMR vs VTI
THOR AdaptiveRisk Dynamic ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, THMR or VTI?
Tactical Allocation against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 79.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | THMR | VTI |
|---|---|---|
| Expense Ratio | 1.10% | 0.03%Best |
| AUM | $44M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 52 | 3,524 |
| YTD Return | +4.11% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 79.4% | 33.5%Best |
| Fund Family | Thor Financial Technologies | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Blend |
| Inception | Apr 9, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
THMR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
THMR vs VTI Performance
THOR AdaptiveRisk Dynamic ETF (THMR) is an ETF from Thor Financial Technologies and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, THMR is up 4.11% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
THMR charges 1.10% per year while VTI charges 0.03%. On a $10,000 position that is $110 vs $3 annually, a gap of $107 per year that compounds over a long holding period. On income, THMR currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
20.4% of THMR's money is in holdings VTI also owns. 28.3% of VTI's money is in holdings THMR also owns.
VTI and THMR share little of their money.
9 positions in common, counted across the 20 positions we hold weights for in THMR and 3,441 in VTI, against full books of 52 and 3,524.
What only one of them owns
Our book lists 1,147 positions for VTI that do not appear in our book for THMR (69.3% of the fund), and 11 for THMR that do not appear in VTI (79.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in THMR | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.69% | 6.88% | 2.19% |
| AAPLApple, Inc | 2.18% | 6.30% | 4.12% |
| MSFTMicrosoft Corp | 2.08% | 5.11% | 3.03% |
| AMZNAmazon.Com Inc | 1.26% | 3.41% | 2.15% |
| XOMExxonmobil Holdings Corp Common Stock Usd | 2.96% | 0.90% | 2.06% |
| LLYEli Lilly & Co. | 2.29% | 1.33% | 0.96% |
| GOOGAlphabet Inc. C | 1.20% | 2.12% | 0.92% |
| METAMeta Platforms Inc | 1.45% | 1.70% | 0.25% |
| PLTRPalantir Technologies Inc | 2.28% | 0.55% | 1.73% |
28.3% of VTI is already inside THMR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, THMR or VTI?
THMR has an expense ratio of 1.10% while VTI charges 0.03%. VTI is the cheaper option, by $107 a year on a $10,000 investment.
What is the holdings overlap between THMR and VTI?
28.3% of VTI's money is in holdings THMR also owns. 28.3% of VTI's is in holdings THMR also owns. They hold 9 positions in common, counted across the 20 positions we hold weights for in THMR and 3,441 in VTI.
Which pays a higher dividend, THMR or VTI?
THMR yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than THMR?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 79.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.