AIBF vs SPY
iShares Future AI Beneficiaries ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, AIBF or SPY?
Large Cap Growth against Large Cap Blend.
SPY has a lower expense ratio. AIBF is less concentrated, with 34.4% of the fund in its ten largest positions against 38.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIBF | SPY |
|---|---|---|
| Expense Ratio | 0.40% | 0.09%Best |
| AUM | $230M | $823.2B |
| Dividend Yield | 0.00% | 0.99% |
| Holdings | 101 | 1,515 |
| YTD Return | +1.45% | +13.53%Best |
| 1Y Return | - | +17.47% |
| 3Y Return (annualized) | - | +22.36% |
| 5Y Return (annualized) | - | +13.21% |
| Top 10 Weight | 34.4%Best | 38.2% |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Sep 22, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
AIBF vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AIBF vs SPY Performance
iShares Future AI Beneficiaries ETF (AIBF) is an ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, AIBF is up 1.45% versus a gain of 13.53% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
AIBF charges 0.40% per year while SPY charges 0.09%. On a $10,000 position that is $40 vs $9 annually, a gap of $31 per year that compounds over a long holding period. On income, AIBF currently yields 0.00% against 0.99% for SPY.
Holdings Overlap
91.4% of AIBF's money is in holdings SPY also owns. 22.4% of SPY's money is in holdings AIBF also owns.
Most of AIBF is already inside SPY. Owning both mostly buys the same companies twice.
84 positions in common, counted across the 101 positions we hold weights for in AIBF and 504 in SPY, against full books of 101 and 1,515.
What only one of them owns
Our book lists 412 positions for SPY that do not appear in our book for AIBF (76.7% of the fund), and 15 for AIBF that do not appear in SPY (6.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AIBF | Weight in SPY | Difference |
|---|---|---|---|
| GOOGLAlphabet Inc | 2.02% | 3.12% | 1.10% |
| LLYEli Lilly & Co. | 3.74% | 1.37% | 2.37% |
| WMTWalmart, Inc. | 3.95% | 0.73% | 3.22% |
| METAMeta Platforms Inc | 2.38% | 2.22% | 0.16% |
| COSTCostco Wholesale Corp. | 3.89% | 0.62% | 3.27% |
| JNJJohnson & Johnson - Common | 3.52% | 0.98% | 2.54% |
| ABBVAbbvie Inc. | 3.79% | 0.70% | 3.09% |
| PANWPalo Alto Networks, Inc | 3.43% | 0.46% | 2.97% |
| KOCoca Cola Co. | 3.14% | 0.52% | 2.62% |
| PGProcter & Gamble Company | 3.08% | 0.52% | 2.56% |
91.4% of AIBF is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIBF or SPY?
AIBF has an expense ratio of 0.40% while SPY charges 0.09%. SPY is the cheaper option, by $31 a year on a $10,000 investment.
What is the holdings overlap between AIBF and SPY?
91.4% of AIBF's money is in holdings SPY also owns. 22.4% of SPY's is in holdings AIBF also owns. They hold 84 positions in common, counted across the 101 positions we hold weights for in AIBF and 504 in SPY.
Which pays a higher dividend, AIBF or SPY?
AIBF yields 0.00% while SPY yields 0.99%, so SPY currently pays the higher dividend yield.
Is SPY better than AIBF?
SPY has a lower expense ratio. AIBF is less concentrated, with 34.4% of the fund in its ten largest positions against 38.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.