AIBF vs VTI
iShares Future AI Beneficiaries ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, AIBF or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 34.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIBF | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $230M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 101 | 3,524 |
| YTD Return | +1.45% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 34.4% | 33.5%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Sep 22, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
AIBF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AIBF vs VTI Performance
iShares Future AI Beneficiaries ETF (AIBF) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, AIBF is up 1.45% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
AIBF charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, AIBF currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
96.9% of AIBF's money is in holdings VTI also owns. 20.5% of VTI's money is in holdings AIBF also owns.
Most of AIBF is already inside VTI. Owning both mostly buys the same companies twice.
96 positions in common, counted across the 101 positions we hold weights for in AIBF and 3,441 in VTI, against full books of 101 and 3,524.
What only one of them owns
Our book lists 1,060 positions for VTI that do not appear in our book for AIBF (77.1% of the fund), and 3 for AIBF that do not appear in VTI (0.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AIBF | Weight in VTI | Difference |
|---|---|---|---|
| LLYEli Lilly & Co. | 3.74% | 1.33% | 2.41% |
| GOOGLAlphabet Inc | 2.02% | 2.70% | 0.68% |
| WMTWalmart, Inc. | 3.95% | 0.62% | 3.33% |
| COSTCostco Wholesale Corp. | 3.89% | 0.57% | 3.32% |
| ABBVAbbvie Inc. | 3.79% | 0.61% | 3.18% |
| JNJJohnson & Johnson - Common | 3.52% | 0.87% | 2.65% |
| METAMeta Platforms Inc | 2.38% | 1.70% | 0.68% |
| PANWPalo Alto Networks, Inc | 3.43% | 0.42% | 3.01% |
| KOCoca Cola Co. | 3.14% | 0.41% | 2.73% |
| PGProcter & Gamble Company | 3.08% | 0.46% | 2.62% |
96.9% of AIBF is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIBF or VTI?
AIBF has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
What is the holdings overlap between AIBF and VTI?
96.9% of AIBF's money is in holdings VTI also owns. 20.5% of VTI's is in holdings AIBF also owns. They hold 96 positions in common, counted across the 101 positions we hold weights for in AIBF and 3,441 in VTI.
Which pays a higher dividend, AIBF or VTI?
AIBF yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than AIBF?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 34.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.